Retiree Medical and Dental Coverage

2023 Retiree Coverage

United Healthcare Medicare Advantage Plan:

Effective January 1, 2023, United Healthcare’s Senior Supplemental Medicare plan will change to a Medicare Advantage plan.  You will receive a letter with details on the plan change and how it applies to your 2023 enrollment.
View the announcement regarding the plan change from Supplemental to Advantage

Kaiser Permanente Medicare Advantage:

There are no coverage changes for 2023 to the Kaiser Permanente Medicare Advantage plan.

Medical and Dental Rates for Non-Medicare and Medicare-Eligible Retirees

Medical Benefit Information for non-Medicare Retirees
The 2023 Cigna Benefit Summaries will be available no later than November 1st

Medicare Advantage Information for Medicare-Eligible Retirees

Dental Benefit Information for All Retirees


In recognition of the service our Retirees have rendered to Arlington Public Schools (APS), the School Board provides medical and dental benefits to those employees who, at the time of their retirement, are enrolled in the group medical and dental coverage.

For Retirees with 20 or more years of service with APS, the School Board makes the same contribution towards the Retiree’s premium as it does for an active employee. The School Board’s contribution is reduced for Retirees with less than 20 years of service. Full-time, Virginia Retirement System (VRS) covered A, E, G, T, P-scale employees, and Extended Day Supervisors who retire with 15 or more years of service, are entitled to receive a Health Insurance Credit of $4.00 per month for each year of VRS service.

Medical Coverage

Medicare Advantage Coverage: (For Retirees and eligible spouses age 65+)

If the Retiree and their eligible spouse were enrolled in a Cigna medical plan immediately prior to retirement, they will be offered Medicare Advantage coverage with United Healthcare’s Medicare Advantage coverage. If the retiree and their eligible spouse were enrolled with Kaiser Permanente immediately prior to retirement, they will be offered Kaiser Permanente’s Medicare Advantage Plan. (The Retiree must also elect coverage if the Retiree wishes to cover an eligible dependent.) Retirees and their spouses who do not elect Medicare Advantage coverage at the time of retirement will not be eligible to enroll at a future date. .

Retirees Under Age 65: (For non-Medicare Retirees, eligible spouses, and dependent children )

If the Retiree and their eligible spouse and/or dependent children are under age 65 at the time of retirement, the Retiree and covered spouse and dependents will continue to be covered under the same “active employee” medical plan in which the Retiree was enrolled immediately prior to retirement. (The Retiree must also elect medical coverage if the Retiree wishes to cover any eligible dependents.) Retirees, spouses and dependent children who do not elect to continue medical coverage at the time of retirement will not be eligible to enroll at a future date.

Dental Coverage

Retiree dental coverage is offered through Delta Dental of Virginia. If the Retiree, spouse and dependent children are enrolled in the dental plan immediately prior to retirement, the Retiree, spouse and dependent children will be offered Retiree dental coverage. (The Retiree must also elect dental coverage if the Retiree wishes to cover any eligible dependents.) Retirees who do not elect to continue dental coverage at the time of retirement will not be eligible to enroll at a future date. Retirees pay the full premium for this coverage.

Important Information

Retirees who do not elect medical and/or dental benefits at the time of retirement will not be eligible to enroll at a future date.A Retiree’s spouse and/or dependent children must be covered under an Arlington Public Schools (APS) medical plan and dental plan for at least five years prior to the employee’s retirement to be eligible to receive retiree health and dental coverage.

Turning age 65

It is strongly recommended the Retiree and/or spouse who is turning age 65, or who will retire at age 65, apply for Medicare Part A and Part B at least 3 months before retirement or turning age 65. The Retiree and/or covered spouse will receive an Enrollment Packet from either United Healthcare or Kaiser Permanente, whichever is applicable.

Annual Open Enrollment

On an annual basis, Open Enrollment materials will be mailed to the participating Retiree’s home address. It is very important to inform the APS Benefits Department of any changes to your home address.

APS Benefits Office Contact: Chatia Moore, chatia.moore@apsva.us, direct phone 703-228-2881


2022 Retiree Coverage

UnitedHealthcare Senior Supplement and Prescription Drug Plan:

There are no coverage changes for 2022 to the UnitedHealthcare Senior Supplement Plan or Prescription Drug Plan.

Kaiser Permanente Medicare Advantage:

There are no coverage changes for 2022 to the Kaiser Permanente Medicare Advantage plan.

Medical and Dental Rates for Non-Medicare and Medicare-Eligible Retirees

Medical Benefit Information for non-Medicare Retirees

Medicare Supplement Information for Medicare-Eligible Retirees

Dental Benefit Information for All Retirees